Terms & Conditions

Welcome to instacarinsure. By accessing or using our website and services, you agree to comply with and be bound by the following terms and conditions. Please review these terms carefully before using our services.

Use of Site

By accessing this website, you agree to use it only for lawful purposes and in accordance with these Terms and Conditions. You agree not to:

• Use the site in any way that violates applicable laws or regulations
• Attempt to gain unauthorized access to any portion of the site
• Interfere with or disrupt the integrity or performance of the site
• Transmit any harmful code, viruses, or malicious software
• Impersonate any person or entity or misrepresent your affiliation

Eligibility

To use our services and purchase insurance policies, you must be at least 18 years old and a legal resident of the United States. By using our services, you represent and warrant that you meet these eligibility requirements and that all information you provide is accurate and complete.

Quotes and Communications

Insurance quotes provided through our website are estimates based on the information you provide. Final policy terms, coverage, and pricing are subject to underwriting approval and may differ from initial quotes. We reserve the right to modify or withdraw quotes at any time.

By requesting a quote or creating an account, you consent to receive communications from us via email, phone, or SMS regarding your quote, policy, and related services.

User Responsibilities

You are responsible for:

• Maintaining the confidentiality of your account credentials
• All activities that occur under your account
• Providing accurate and up-to-date information
• Notifying us immediately of any unauthorized use of your account
• Complying with all applicable insurance laws and regulations

Prohibited Activities

You may not use our services to:

• Submit false, misleading, or fraudulent information
• Engage in any form of insurance fraud
• Violate the rights of others, including intellectual property rights
• Harvest or collect information about other users
• Use automated systems to access the site without permission

Disclaimers

Our website and services are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. We do not guarantee that:

• The site will be uninterrupted, secure, or error-free
• Information provided is complete, accurate, or current
• Defects will be corrected or that the site is free of viruses
• Any particular insurance coverage will be available to you

Limitation of Liability

To the fullest extent permitted by law, instacarinsure and its affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from or related to your use of our services, even if we have been advised of the possibility of such damages.

Arbitration and Governing Law

These Terms and Conditions are governed by the laws of the State of California. Any disputes arising from these terms or your use of our services shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association, except where prohibited by law.

Updates to Terms

We reserve the right to modify these Terms and Conditions at any time. Changes will be effective immediately upon posting to our website. Your continued use of our services after changes are posted constitutes acceptance of the modified terms.

Contact Information

If you have questions about these Terms and Conditions, please contact us at:

• Email: [email protected]
• Phone: +1 (669) 303-8419
• Address: 3990 Concours, Ontario CA 91764